ESG issues are a core concern for us
Our corporate identity underpins our fundamentals and our positioning as an expert, responsible and considerate partner.
Our responsible governance enables us to move forward as one and reinforce the positive impact of our activities in various ways
Integrating CSR issues
into all of our business practices and our investment policy.
Limiting our footprint
in other words our direct environmental impact as a service company.
Acting responsibly
to position Crédit Logement as a trusted actor and unify its stakeholders.
Developing our talents
by anticipating structural, sectoral and regulatory changes through employee training and engagement.
Guaranteeing your peace of mind
In keeping with our commitment to constantly innovate and make life easier for our ecosystem, we stand with our banking partners in their efforts to meet new sustainability-related challenges. These goals naturally underpin our ESG priorities.
88
points
gender equality index
gender equality index
51%
automatic approval rate
97%
agent accessibility rate
83%
of our investments in UCITS carried the French Finance socially-responsible investment label
2023
In 2023, Crédit Logement was keen to support all of its banking partners to face the new challenges related to energy renovation and promote the gradual transformation of real estate portfolios.
We have organised our ESG actions around six key pillars priorities
Social impact
Our employees are the beating heart of our organisation and we must ensure that they know this throughout their career with us.
Together with a sense of physical and mental well-being, we know that striking a healthy balance between employees’ personal lives and work lives is conducive to their engagement and self-fulfillment.
Societal impact
We want to raise awareness about ESG issues among all our stakeholders,
both by pursuing a policy in which our guarantee approval process factors in each borrower’s personal circumstances,
and by adopting a responsible and personal approach to debt collection as well as ethical and fair business practices.
Environmental impact
For many years, we have sought to limit the direct environmental impact of our activities through a pollution prevention plan, the responsible management of all types of waste and an energy renovation plan.
We are also careful to use sustainable sourcing and responsible purchasing channels.
Responsible solutions and business practices
At Crédit Logement, we provide as many people as possible with the chance to own their home through our guarantee solution, which is based on the principle of pooling borrower risks.
We have also developed other solutions to help our banking partners manage changes in the property market: CLR Servicing, La Formation, BRS, CL.Data and CL.Estim.
We work to ensure that all stakeholders are informed about our solutions and how we distribute them.
Responsible investment policy
We pursue a very secure investment policy designed to prioritise counterparties from core euro area countries. These counterparties are only authorised if they satisfy strict criteria, have incorporated ESG risks and are involved in no regulatory controversies..
We also take ESG criteria (SFDR classification in particular) into account when making indirect investments - in UCITS, for example.
Responsible governance
Given our status as a finance company, risk management is a core governance focus, and ESG issues are taken into consideration at the highest level.
We maintain close ties with third parties, be it with our oversight body (ACPR) or with industry bodies (OCBF, ASF, etc.).
We are heavily involved in tackling corruption and money laundering and regularly stage awareness events for our employees.
2023 Sustainability Report
Download our latest Sustainability Report
We develop various services to support our ecosystem, so that we can continue to work with all our partners to build and maintain a more secure, stable, ethical and responsible property market
